slice 3 COMPLETE: onboarding wizard (complexity/risk/drawdown + starter watchlist + demand subscribe)

starter.ts by ornith (9 symbols w/ ticker-kind + ADR-0007 reasons, defaults, 12 tests).
onboarding.complete + onboarding.starter + me().onboarded by orchestrator; schema
+drawdown_tolerance. Wizard UI (complexity picker, starter list, disclaimer, finish).
onboarding subscribes starter symbols to the demand set (adapter fetches them). 87/87
backend + 2/2 lint green. Slice 3 done; slices 1-3 complete.

app/server/src/onboarding/__tests__/starter.test.ts

@@ -0,0 +1,110 @@
+import { describe, it } from "node:test";
+import * as assert from "node:assert/strict";
+
+import {
+  STARTER_WATCHLIST,
+  ONBOARDING_DISCLAIMER,
+  defaultDrawdownTolerancePct,
+  defaultRiskTolerance,
+  type StarterSymbol,
+} from "../starter.ts";
+
+describe("onboarding/starter", () => {
+  describe("STARTER_WATCHLIST", () => {
+    it("has exactly 9 entries", () => {
+      assert.equal(STARTER_WATCHLIST.length, 9);
+    });
+
+    it("matches the prescribed symbol+tickerKind order", () => {
+      const expected: Array<{ symbol: string; tickerKind: string }> = [
+        { symbol: "IREN", tickerKind: "equity" },
+        { symbol: "CIFR", tickerKind: "equity" },
+        { symbol: "ASST", tickerKind: "equity" },
+        { symbol: "SLNH", tickerKind: "equity" },
+        { symbol: "BKKT", tickerKind: "equity" },
+        { symbol: "NUAI", tickerKind: "equity" },
+        { symbol: "NVDA", tickerKind: "equity" },
+        { symbol: "BTC", tickerKind: "crypto" },
+        { symbol: "SATA", tickerKind: "equity" },
+      ];
+      assert.equal(STARTER_WATCHLIST.length, expected.length);
+      for (let i = 0; i < expected.length; i++) {
+        const got: StarterSymbol = STARTER_WATCHLIST[i];
+        assert.equal(got.symbol, expected[i].symbol, `item #${i} symbol`);
+        assert.equal(got.tickerKind, expected[i].tickerKind, `item #${i} tickerKind`);
+      }
+    });
+
+    it("BTC has tickerKind 'crypto' while all others are 'equity'", () => {
+      for (const item of STARTER_WATCHLIST) {
+        if (item.symbol === "BTC") {
+          assert.equal(item.tickerKind, "crypto");
+        } else {
+          assert.equal(item.tickerKind, "equity");
+        }
+      }
+    });
+
+    it("every entry has a non-empty reason string", () => {
+      for (const item of STARTER_WATCHLIST) {
+        assert.ok(item.reason.length > 0, `reason for ${item.symbol} is empty`);
+      }
+    });
+
+    it("reasons contain no imperative trade verbs (ADR-0007 / P6)", () => {
+      const forbidden = [
+        /buy\b/i,
+        /sell\b/i,
+        /you should\b/i,
+        /add to your\b/i,
+        /rotate into\b/i,
+        /action needed\b/i,
+      ];
+      for (const item of STARTER_WATCHLIST) {
+        const hit = forbidden.find((rx) => rx.test(item.reason));
+        assert.equal(hit, undefined, `forbidden verb in reason for ${item.symbol}`);
+      }
+    });
+  });
+
+  describe("defaultDrawdownTolerancePct", () => {
+    it("returns -20 for beginner", () => {
+      assert.equal(defaultDrawdownTolerancePct("beginner"), -20);
+    });
+
+    it("returns -30 for intermediate", () => {
+      assert.equal(defaultDrawdownTolerancePct("intermediate"), -30);
+    });
+
+    it("returns -40 for advanced", () => {
+      assert.equal(defaultDrawdownTolerancePct("advanced"), -40);
+    });
+  });
+
+  describe("defaultRiskTolerance", () => {
+    it("returns 'moderate' for beginner", () => {
+      assert.equal(defaultRiskTolerance("beginner"), "moderate");
+    });
+
+    it("returns 'moderate' for intermediate", () => {
+      assert.equal(defaultRiskTolerance("intermediate"), "moderate");
+    });
+
+    it("returns 'aggressive' for advanced", () => {
+      assert.equal(defaultRiskTolerance("advanced"), "aggressive");
+    });
+  });
+
+  describe("ONBOARDING_DISCLAIMER", () => {
+    it("contains the required keywords", () => {
+      assert.ok(
+        ONBOARDING_DISCLAIMER.toLowerCase().includes("educational"),
+        "missing 'educational'",
+      );
+      assert.ok(
+        ONBOARDING_DISCLAIMER.toLowerCase().includes("not financial advice"),
+        "missing 'not financial advice'",
+      );
+    });
+  });
+});