fix: wire data adapters, fix OptionsAdapter v3, build Research pages

- Fix OptionsAdapter for yahoo-finance2 v3 API ({ date: expiry } instead of positional arg)
- Fix institutional.flow and insiderStream endpoints to query correct DB tables
- Fix anonymous user INSERT (pw_hash column, not password_hash)
- Create secDataFetcher module for 13F/Form 4 data population
- Add institutional and marketOutlook endpoints to frontend trpc client
- Build out Chart Lab, Institutional, Market Outlook pages with real components
- Add focus-visible rings, aria-labels, hex tokens, shape icons across all panels
- Integrate EmotionLogger, MobileTabNav, useKeyboardShortcuts
- Add localStorage persistence for emotion logs
- Normalize spacing, type scale, hover effects across all components

app/server/src/db/client.ts

@@ -50,6 +50,11 @@ export function db(): DatabaseSync {
   if (!_db) {
     _db = createDb();
     initSchema(_db);
+    // Ensure the anonymous user exists for unauthenticated watchlist/portfolio usage.
+    try {
+      _db.prepare("INSERT OR IGNORE INTO users (id, email, pw_hash, created_at) VALUES (?, ?, ?, ?)")
+        .run('anonymous', 'anonymous@investor-flow.local', '', new Date().toISOString());
+    } catch { /* table may not exist yet or already exists */ }
   }
   return _db;
 }