invest-copilot/docs/00-vision.md

Invest Copilot — Vision & Positioning

One-Liner

AI-native investment research and portfolio copilot for retail investors who want institutional-grade intelligence.

The Problem

Retail investors have three choices:

1. Free but shallow — Yahoo Finance, Finviz, TradingView (free tier). No AI analysis. No alternative data. No smart alerts.
2. Expensive & clunky — Bloomberg Terminal ($25k/year), Koyfin ($300+/year), Morningstar. Legacy UI. No AI.
3. Manual — Read SEC filings, scan Reddit, track options flow across 10+ tabs. Time-inefficient, emotion-driven.

Our Edge (Why This Wins)

Capability	TradingView	Koyfin	Bloomberg	Invest Copilot
Real-time charts	✅	✅	✅	✅
Screener	✅ basic	✅ basic	✅ pro	✅ AI-assisted
SEC filing analysis	❌	❌	✅ $25k/yr	✅ LLM-powered
Insider trades	✅	✅	✅	✅ + clustering signals
Institutional ownership	✅	✅	✅	✅ + 13G amendment tracking
Alternative data	❌	❌	✅ paid	✅ free tier + paid
Sentiment analysis	❌	❌	✅ paid	✅ multi-source
Sector rotation alerts	❌	❌	✅	✅ automated
Strategy backtesting	Pine Script only	❌	✅	✅ multi-strategy
Watchlist agents	❌	❌	❌	✅ intelligent alerts
Mobile-first UX	❌	❌	❌	✅ native PWA
AI copilot chat	❌	❌	❌	✅ context-aware

Target User

• Self-directed retail investors with $5k-$500k portfolios
• Tech-comfortable (use Robinhood, Webull, or similar)
• Want institutional-grade data without institutional price tags
• Active traders (swing trading, position trading)
• Value-time-rich (willing to research but want tools to accelerate)

Core Principles

1. Data depth first — Better data than free tools, approachable pricing
2. AI as amplifier, not replacement — LLMs synthesize, humans decide
3. Mobile-first PWA — Works on phone, tablet, desktop. No app store dependency.
4. Open data, open strategies — Community-contributed strategies (like TradingView's Pine Script)
5. Privacy-first — Watchlists, strategies, and alerts are private

Success Metrics

• Day 1: User can search a stock, see full profile, and get AI analysis in <10 seconds
• Month 1: User creates watchlist, applies 2 strategies, receives 1+ actionable alert
• Month 3: User has 3+ active watchlists, 5+ strategies, sector rotation alerts firing
• Month 6: User's strategy backtest results beat buy-and-hold by >5% annualized