Initial commit: invest-copilot app

docs/00-vision.md

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+# Invest Copilot — Vision & Positioning
+
+## One-Liner
+AI-native investment research and portfolio copilot for retail investors who want institutional-grade intelligence.
+
+## The Problem
+Retail investors have three choices:
+1. **Free but shallow** — Yahoo Finance, Finviz, TradingView (free tier). No AI analysis. No alternative data. No smart alerts.
+2. **Expensive & clunky** — Bloomberg Terminal ($25k/year), Koyfin ($300+/year), Morningstar. Legacy UI. No AI.
+3. **Manual** — Read SEC filings, scan Reddit, track options flow across 10+ tabs. Time-inefficient, emotion-driven.
+
+## Our Edge (Why This Wins)
+| Capability | TradingView | Koyfin | Bloomberg | **Invest Copilot** |
+|---|---|---|---|---|
+| Real-time charts | ✅ | ✅ | ✅ | ✅ |
+| Screener | ✅ basic | ✅ basic | ✅ pro | ✅ AI-assisted |
+| SEC filing analysis | ❌ | ❌ | ✅ $25k/yr | ✅ LLM-powered |
+| Insider trades | ✅ | ✅ | ✅ | ✅ + clustering signals |
+| Institutional ownership | ✅ | ✅ | ✅ | ✅ + 13G amendment tracking |
+| Alternative data | ❌ | ❌ | ✅ paid | ✅ free tier + paid |
+| Sentiment analysis | ❌ | ❌ | ✅ paid | ✅ multi-source |
+| Sector rotation alerts | ❌ | ❌ | ✅ | ✅ automated |
+| Strategy backtesting | Pine Script only | ❌ | ✅ | ✅ multi-strategy |
+| Watchlist agents | ❌ | ❌ | ❌ | ✅ intelligent alerts |
+| Mobile-first UX | ❌ | ❌ | ❌ | ✅ native PWA |
+| AI copilot chat | ❌ | ❌ | ❌ | ✅ context-aware |
+
+## Target User
+- Self-directed retail investors with $5k-$500k portfolios
+- Tech-comfortable (use Robinhood, Webull, or similar)
+- Want institutional-grade data without institutional price tags
+- Active traders (swing trading, position trading)
+- Value-time-rich (willing to research but want tools to accelerate)
+
+## Core Principles
+1. **Data depth first** — Better data than free tools, approachable pricing
+2. **AI as amplifier, not replacement** — LLMs synthesize, humans decide
+3. **Mobile-first PWA** — Works on phone, tablet, desktop. No app store dependency.
+4. **Open data, open strategies** — Community-contributed strategies (like TradingView's Pine Script)
+5. **Privacy-first** — Watchlists, strategies, and alerts are private
+
+## Success Metrics
+- **Day 1**: User can search a stock, see full profile, and get AI analysis in <10 seconds
+- **Month 1**: User creates watchlist, applies 2 strategies, receives 1+ actionable alert
+- **Month 3**: User has 3+ active watchlists, 5+ strategies, sector rotation alerts firing
+- **Month 6**: User's strategy backtest results beat buy-and-hold by >5% annualized